Free calculators, guides and tools. Know your numbers first.

CGT Reform

How the 50% CGT Discount Works

Who qualifies, how the calculation works, and what the 2027 changes mean for assets you hold today.

Property

Stamp Duty Concessions for First Home Buyers

First home buyer exemptions and concessions explained for all eight states and territories.

Tax Reform

Negative Gearing After the 2027 Reform

What changes from 1 July 2027, what is grandfathered, and how this interacts with the CGT changes.

Money

Do You Have Unclaimed Money?

How to search every official register for free and claim money from forgotten accounts, super and insurance policies.

Super

Lost Super: Find and Consolidate It

How to find forgotten super accounts through myGov, what to check before consolidating, and how to avoid losing track of super again.

Shares & ETFs

CGT on Shares and ETFs

The 12-month CGT discount, capital losses, DRPs, ETF cost base adjustments, and what changes from 1 July 2027.

Tax

Tax Return Guide for Individuals

Key dates, resident tax rates, common deductions with examples, and self-lodging versus using a registered tax agent.

Small Business

Tax Return Guide for Small Business

GST registration, BAS basics, the permanent $20,000 instant asset write-off, Payday Super from 1 July 2026, and record-keeping requirements.

Tax Reform

HECS-HELP Changes in 2026

The one-off 20% debt cut in 2025, the new marginal repayment bands, current 2026-27 thresholds and rates, and how to check your balance.

Tax Reform

Division 296 Super Tax Explained

The new 15% tax on earnings from super balances above $3 million from 1 July 2026, with a further 10% above $10 million. Who it affects, how it is calculated, worked examples, and the SMSF cost base reset.

Tax

Income Tax Brackets 2026-27

The 2026-27 resident tax brackets, how the progressive system works, LITO, Medicare levy and worked examples. Checked against the ATO.

Tax

Working From Home Deductions

The 70c fixed rate method, the actual cost method, what the rate covers, records the ATO requires, and what you can still claim separately.

Tax

Car Expense Deductions

The cents per kilometre method (88c for 2025-26, 91c for 2026-27), the logbook method, which trips count, and the records the ATO requires.

Tax

Medicare Levy Surcharge

Who pays the surcharge, the 2025-26 and 2026-27 income thresholds and rates, what counts as appropriate hospital cover, and the private health rebate.

Tax

Side Hustle Tax

When gig income is assessable, the GST rule that catches rideshare drivers, how Airbnb income and CGT work, deductions and the records to keep.

CGT Reform

CGT on Inherited Property and Deceased Estates

Cost base you inherit, the two-year main residence rule and extensions, partial exemptions, foreign residents and the 2027 reform.

Tax Reform

Property Depreciation: Division 43 and Division 40 Explained

Capital works deductions, plant and equipment, the 2017 second-hand asset restriction, and how depreciation feeds into CGT on sale.

Shares & ETFs

CGT on Crypto: How Capital Gains Tax Applies to Crypto Assets

Which crypto transactions are a CGT event, how gains and losses are calculated, the personal use asset exemption, record keeping, and the 2027 reform.